bespoke coin insurance UK
Coin collections often outgrow what standard home insurance can comfortably cover. Rivr’s coin insurance brings specialist protection under one high value contents policy, keeping rare currency and collectible sets covered at home, in storage or in transit.
high value contents insurance built around you
no need to list every coin
Insure coins under £25,000 without listing each one. Flexible protection for items in safes, exhibitions, or with postal couriers.
beyond the display cabinet
Your coin collection is protected worldwide, including at home, in storage or in transit. All-risk cover includes theft, loss and accidental damage.
built for serious coin collectors
Coins with valuations can benefit from agreed-value protection and up to 150% market appreciation, protecting both rarity and condition.
specialist cover safeguarding your entire collection
Choose specialist cover built around numismatics. This coin insurance sits within a high value home insurance policy and can protect your entire collection under one policy, not just a single item. A clear level of cover applies at home, in secure storage and while coins are in transit for insurance purposes.
Your coins are covered worldwide for theft, accidental loss and damage. Newly purchased coins are financially covered for up to 60 days, provided you tell us within 60 days of acquiring them. This gives you time to arrange valuations and record current values.
Where a professional valuation exists, claims are considered in line with that valuation and your policy terms, including replacement cost where applicable. Specified items can sit alongside unlisted pieces, so prized possessions and everyday holdings remain under one structure.
Manage your home insurance policy online. Upload valuations, review documents and keep the value of your items current with clear information. Advisors explain specialist policies and policy terms, so you can make decisions with confidence.
To help maintain condition and long-term value, consider the following best practices:
your cover
Protect your entire coin collection under one home insurance policy, all covered within your chosen sums insured.
Your coins are covered while they’re at home, and they’re also protected during a home move when transported and temporarily stored by professional removal companies. Includes theft and accidental loss.
Your coins can be covered under your overall sums insured, with the option to specify particularly valuable pieces or collections over £25,000 individually. Practical storage is allowed, in line with your policy terms.
Your cover starts from day one. Newly purchased coins are automatically included for 60 days for up to 25% of your contents sum insured, giving you time to let us know so your schedule can be updated.
Where a professional valuation exists, claims may be settled up to 150% of the specified amount, reflecting eligible market appreciation.
We make it simple to insure your coin collection, with cover provided under your contents policy. Claims handled by specialists and dedicated advisors in line with your policy terms.
Policy documents
Only a summary of the policy’s coverage is presented on this page. Read these documents to fully understand what is and isn’t covered.
what we offer
Get started online in minutes. No paperwork.
High Value buildings, contents and valuables in one policy.
Specialist cover for your contents and valuables.
Standalone buildings cover designed for high value homes.
your dedicated client adviser
Get an instant quote and manage your policy online, whenever it suits you. When you would rather talk, your dedicated client adviser is there to help you refine your quote, answer questions during your policy and support you through a claim.
client reviews
faq
Insurance can be complicated. Here are answers to the questions we are asked most.
With Rivr, coin collections are protected under your contents insurance as fine art & antiques, with worldwide cover for loss or damage at home, in storage or in transit. Just make sure any single item or collection over £25,000 is specified.
Yes. Newly acquired contents, fine art, antiques, jewellery and watches are covered automatically for up to 60 days, up to 25% of your contents sum insured. Just let us know within 60 days so we can update your schedule. Individual items over £25,000 should be specified.
The policy is insured by two of the largest insurance companies in the world, which are both A- rated for their financial strength. The Buildings, Contents and Liability cover is insured by Accelerant Insurance UK Limited. The Property Emergency and Family Legal Solutions are insured by ARAG Legal Expenses Insurance Company Limited.
Claims are settled in line with your schedule and valuations. If you have a recent professional valuation, Rivr will use it to agree the replacement or repair cost. For fine art and antiques, market appreciation of up to 150% can also apply.
Pricing depends on your collection’s total value, highest-value coin, storage and security. With Rivr, coin collections are covered under your contents policy for up to £250,000. You can upload valuations and manage your policy securely online with specialist adviser support.
For many collectors, yes. Well-documented collections can hold or increase value. Handle coins carefully, store them properly, and keep receipts and photos. With Rivr, you can protect your collection under your contents policy for peace of mind.
The general rule is that you may need high-value home insurance if you meet any of the following criteria:
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