bespoke stamp insurance that gives you peace of mind
For philatelists, an album is a portfolio as much as a keepsake. With Rivr, Penny Blacks, rare overprints and themed runs sit under one high value contents policy, with protection that stays with your collection at home, in secure storage, and when it travels.
specialist collectors policy
no need to specify every stamp
Stamps under £25,000 don’t need to be listed individually. Enjoy flexible cover whether housed in albums, vaults, or during transport.
beyond the display cabinet
Your stamp collection is covered globally, at home, in storage, or on the move. All-risks cover includes accidental damage, theft, and loss.
tailored for passionate stamp collectors
Valuations unlock agreed-value cover and up to 150% market appreciation, protecting both the rarity and condition of your most prized items.
stamp insurance that matches your lifestyle
This is not a one-size-fits-all policy. Rivr provides specialist cover tailored to philatelists as part of a high value contents insurance policy. Your entire collection can be insured under one structure, with a clear level of protection at home, in secure storage or while in transit.
Your stamps are insured globally against theft, accidental loss and physical damage. Newly acquired items are automatically covered for 60 days, giving you time to arrange valuations and confirm their total value.
Where a professional valuation exists, settlement is aligned to the agreed value and your policy terms, including replacement cost where appropriate. Listed rarities and general holdings can sit together under one schedule.
Upload stamp valuations, manage documents and track cover limits online. Your advisor can explain how our tailored insurance policy fits your specific needs. We are insurance specialists, here to help ensure your valuable items stay adequately insured.
Protect what matters most with specialist contents insurance. Start your quote in minutes, guided by experts who understand the particular merits of high value collections.
your cover
From everyday issues to rare finds, your stamp collection is covered under one home insurance policy within your chosen sums insured.
Your stamps are protected at home and during a home move with professional removal companies, including short-term storage as part of the removal process.
Your stamp collection is covered under your overall contents sum insured, with the ability to specify any particularly valuable items over £25,000.
You’re covered from day one. Newly purchased stamps are automatically included for 60 days (up to 25% of your contents sum insured), giving you time to let us know so your policy can be updated.
Where a professional valuation exists, claims may be settled up to 150% of the specified amount, reflecting eligible market appreciation.
We make it easy to insure your stamp collection. Everything is covered under your chosen contents sum insured, with the option to specify any particularly valuable items over £25,000.
Policy documents
Only a summary of the policy’s coverage is presented on this page. Read these documents to fully understand what is and isn’t covered.
what we offer
Get started online in minutes. No paperwork.
High Value buildings, contents and valuables in one policy.
Specialist cover for your contents and valuables.
Standalone buildings cover designed for high value homes.
your dedicated client adviser
Get an instant quote and manage your policy online, whenever it suits you. When you would rather talk, your dedicated client adviser is there to help you refine your quote, answer questions during your policy and support you through a claim.
client reviews
faq
Insurance can be complicated. Here are answers to the questions we are asked most.
Claims are settled in line with your policy schedule and terms. Where a professional valuation exists, we consider both the valuation and replacement cost. If stamps are listed under fine art and antiques, market appreciation up to 150 percent may apply. This ensures your most valuable stamps are protected in line with current market value.
Pricing depends on the total value of your collection, the highest single-item value, storage, security, and the level of cover selected under your home insurance policy. Supplying valuations and an inventory helps us assess risk and match the policy to your collection.
Standalone policies can come with restrictive limits. At Rivr, stamp collection insurance is included within high value contents cover, with up to £250,000 insured as standard. You can manage your policy online, upload valuations securely, and speak with an adviser for tailored support.
The policy is insured by two of the largest insurance companies in the world, which are both A- rated for their financial strength. The Buildings, Contents and Liability cover is insured by Accelerant Insurance UK Limited. The Property Emergency and Family Legal Solutions are insured by ARAG Legal Expenses Insurance Company Limited.
The general rule is that you may need high-value home insurance if you meet any of the following criteria:
All Risks cover provides broader protection than a standard home insurance policy. It typically covers your personal possessions and valuables both at home and worldwide, including accidental damage.
Some exclusions still apply, such as wear and tear or mechanical breakdown, so it’s important to review your policy wording for full details and limits.
Yes. Accidental damage is included as standard, giving all-risks protection for your contents whether at home or abroad.
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